LIC AAO CA & CS 2025: Selection Stages, Exam Pattern & Final Merit Criteria

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The AAO Specialist (CA & CS) Exam 2025 is a top opportunity for finance and law professionals. To prepare effectively, candidates must understand the selection process with detailed marks distribution for each phase.

🔹 Selection Process – AAO (CA & CS)

The recruitment has three stages:

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Phase I – Preliminary Examination (Qualifying)

• Mode: Online Objective Test

• Total Marks: 100

• Duration: 1 Hour

• Weightage: ❌ Qualifying only (not counted in final merit)

Subject	No. of Questions	Marks
Reasoning Ability	35	35
Quantitative Aptitude	35	35
English Language	30	30

✅ Total = 100 Marks
👉 Candidates must secure sectional as well as overall cut-offs to qualify for Phase II.

LIC AAO Specialist (CA & CS) Recruitment 2025 Related Blogs
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LIC AAO Specialist (CA & CS) Previous Year Question Papers

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Phase II – Main Examination (Objective + Descriptive)

• Objective Test (300 Marks)

Section	No. of Questions	Marks	Weightage in Mains
Reasoning Ability	30	90	30%
General Knowledge & Current Affairs	30	60	20%
Professional Knowledge (CA/CS)	30	90	30%
Insurance & Financial Market Awareness	30	60	20%

✅ Total = 300 Marks

• Descriptive Paper (English – 25 Marks)

  • Essay, Letter, Precis Writing

  • Qualifying Only (not added to merit).

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Phase III – Interview

• Marks: 60

• Weightage in Final Merit: 15%

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🔹 Final Merit Calculation

Stage	Marks	Weightage in Final Merit
Prelims	100	❌ Qualifying Only
Mains (Objective)	300	85%
Interview	60	15%
Total	–	100%

👉 Final Merit = Mains (85%) + Interview (15%)

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🔹 Key Highlights for CA & CS Streams

• Professional Knowledge (90 Marks) is the game-changer for CA & CS.

• Prelims ensures shortlisting, but marks are not carried forward.

• English Descriptive is qualifying but mandatory.

• Final merit = Mains Objective + Interview.

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❓ FAQs – AAO Specialist (CA & CS) 2025

Q1. How many stages are there in the AAO CA/CS Exam?
There are three stages – Prelims, Mains, and Interview.

Q2. What is the marks distribution in Prelims?
Reasoning (35), Quantitative Aptitude (35), English (30) → Total 100 Marks.

Q3. Is Prelims considered in final merit?
No, it is only qualifying.

Q4. What is the weightage of Mains & Interview?
Mains carries 85% weightage and Interview carries 15%.

Q5. Which subject has the highest weightage in Mains?
Professional Knowledge (90 Marks) for CA/CS specialization.

Author: Divyanshu Kr Ranjan

Published: September 2, 2025

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